According to CoinMeta, Christine Lagarde, the President of the European Central Bank, stated in her latest speech that AI transactions, cyber security threats, and reliance on a few cutting-edge models may combine to form broader financial stability risks. Nearly 90% of major banks in the eurozone are already using generative AI, and 70% of EU securities companies surveyed expect to increase their investment in AI. Lagarde pointed out that financial institutions are becoming increasingly dependent on a few advanced models while granting AI more autonomy, which could lead to increased market risks. She emphasized that if banks, hedge funds, and asset management companies rely on similar models, these systems may interpret shocks in the same way at the same time and recommend the same transactions, thereby exacerbating price fluctuations. Although currently only 5% of asset management companies claim to have autonomous or semi-autonomous investment advisory rights for AI, it is expected that this proportion will rise.