CoinMeta data: By connecting the balance of USDT to the local QR network, XT Pay promotes the daily consumption of stablecoins. Users may have enough USDT to make payments, but they may still not be able to use it at the checkout counter. XT Pay enables participating merchants to accept USDT payments without having to become holders of it. The COO Arman Achmed of XT Exchange indicates that the task of connecting the two is undertaken by the payment service, and every step a user takes during the payment process can affect their choice. The widespread adoption of stablecoins depends on whether this connection can effectively serve consumers and merchants.