Ethereum: Ether.fi expands from managed applications to include tokenized stocks and collateral lending
Coinpaper
08-13 22:18
Ai Focus
Ether.fi launches tokenized stocks, precious metals, composite collateral lending, and fiat accounts in its self-hosted applications; some tokenized assets are not currently supported for US users.
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Ether.fi 正在把原本以以太坊质押见长的产品线,扩展到更接近日常金融使用场景。公司披露称,用户现在可在其自托管应用内交易代币化股票、贵金属和加密资产,并使用持仓作为抵押进行借贷,无需先卖出资产。

接入 Aave 与 Optimism

公告显示,这项新功能通过部署在 Optimism 上的去中心化借贷协议 Aave 实现。用户可在应用内出借资产,也可基于投资组合进行借款,并将借得资金用于转账或消费。

Ether.fi 创始人兼首席执行官 Mike Silagadze 表示,首批支持的抵押资产包括现有加密资产和部分代币化股票、黄金。已列出的现有资产包括 Ethereum、Bitcoin、Hyperliquid 和 ETHFI,后续还会继续增加可抵押资产种类。

法币账户支持 30 多种货币

公司同时推出法币账户,支持全球范围内的存取款。Ether.fi 表示,这项服务面向已完成其支付卡身份验证的用户开放,具体到账和提现速度会因方式不同而变化。

按公司说法,新账户体系将支持 30 多种货币和多种支付方式,目标是把链上资产管理、借贷和法币收付放到同一应用中完成。

美国用户暂不支持部分资产

此次新增的代币化股票和贵金属并不向美国用户开放。这意味着相关功能在地区合规上仍有明显区分,当前可用范围主要集中在美国以外市场。

除资产与借贷功能外,Ether.fi 还宣布将启动 ETHFI 自动回购,并为支付卡消费提供 3% 返现。公司称,其平台已有超过 50 万名成员,年化交易运行规模约为 20 亿美元。

Silagadze 表示,组合抵押借贷和代币化现实资产有机会吸引原本并未使用 DeFi 的用户。Ether.fi 希望借此把产品从加密原生服务,进一步扩展到支付、借贷和资产配置等更广泛场景。

补充信息:Ether.fi 在加密市场中原本更以以太坊再质押和收益产品受到关注,此次加入代币化股票与法币账户,显示其正向综合型链上金融应用延伸。

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