A foreign media article discusses whether, with only $1,500 available for investment, buying Bitcoin or an ETF tracking the S&P 500 is more suitable, depending on risk tolerance. The article argues that this isn't simply a comparison of returns, but rather a choice between highly volatile assets and diversified assets.
The article outlines the differences between the two asset classes: Bitcoin has experienced larger price fluctuations and significantly higher volatility than US stocks over the past few years; SPY, on the other hand, offers more stable long-term returns and can cover the overall growth of large US listed companies. Based on this, the author argues that the former is more suitable for a small allocation, while the latter is better suited as the core of a portfolio.
The article concludes that if investors have not yet established a diversified portfolio, it is more appropriate to prioritize buying index funds; only after the core positions are in place should they consider allocating a small amount of funds to Bitcoin.











