According to CoinMeta, the third-quarter household debt and credit report released by the Federal Reserve of New York shows that the proportion of loans in the United States that are overdue for at least 30 days has risen to 5%, up from 4.7% in the second quarter. Total household debt increased by 1.8% to reach $19.1 trillion. Among this, the proportion of mortgage loans overdue for more than 90 days has risen to 1.13%, the highest level since the first quarter of 2018, and the balance of home equity lines of credit increased by $23 billion, representing the largest increase since 2005. The proportion of new overdue car loans also rose, while the rate of overdue student loans slowed down, and the situation with overdue credit cards improved. The Federal Reserve of New York stated that although the overdue rate for housing loans has increased, the overall quality of credit remains solid.