According to CoinMeta, as reported by Business Insider, individual AI agents are helping consumers recover their funds, which may have an impact on companies such as insurance firms, airlines, and banks. With the popularity of individual AI agents, early users have already taken advantage of them to reduce internet bills, recover airline credits, and find cheaper insurance. Analysts say that individual AI agents will disrupt traditional business models, forcing companies to adapt to consumers' proactive behavior. Wall Street has begun to reflect this trend; after the new agent Muse from Meta went live, the stock prices of Airbnb and Booking.com fell by 12% and 10% respectively.