Applies to American Express benefits and discounts. For more information, please visit americanexpress.com.

Sharing accommodation platforms have traditionally been a “blank spot” in reward systems. Usually, apart from standard credit card consumption points or cash back exchanges, there are few ways to earn or exchange points for services such as Airbnb. There are also benefits offered by credit cards for homestays or short-term rentals, but they are not common.

American Express is changing this: it will integrate Airbnb reservations into the Amex Travel™ website and add Airbnb related benefits to American Express Platinum Card® and American Express Business Platinum Card®.

With these new additions, American Express has also made minor adjustments to a key bill deduction feature for Platinum and Business Platinum cards. Below are the changes you need to know about, as well as their impact on you – in addition, there are also new benefits for Business Platinum cardholders that include shared office space access.

American Express Platinum Card® is a high-end credit card that comes with annual bill deductions, entertainment benefits, extensive access to airport lounges, and elite privileges, among others. (Some of these benefits require registration.)

• Access to more than 1,550 airport lounges is available, including the Priority Pass ™ Lounge (registration required) and the Amex Centurion Lounge.
• The total value of bill deduction discounts can reach up to twice the annual fee.
• Hotel and car rental elite benefits (some benefits require registration)
• High annual fee
• Many bill deduction discounts are quite complex, usually offered on an incremental basis, or are limited to specific types of consumption.
• Compared to travel cards with lower annual fees, the consumption rewards are not particularly outstanding.

Highlights

The highlights displayed here are provided by the card issuer and have not been reviewed by the CNBC Select editorial team.

• After completing $12,000 in eligible purchases with the new card within the first 6 months, you can earn up to 175,000 Membership Rewards ® points. The welcome benefits may change, and you may not be eligible to receive them. You can check whether your application is approved and learn the exact amount of the welcome benefits at the time of application, and this will not affect your credit score. However, if your application is approved and you choose to accept the card, your credit score may be affected.
• Book all airline tickets and prepaid hotel stays through American Express Travel® to earn 5 times the Membership Rewards ® points, including Fine Hotels + Resorts ® and The Hotel Collection bookings. When purchasing airline tickets directly from the airlines or through American Express Travel®, you can earn 5 times the points for up to $500,000 in purchases per calendar year.
• 600 USD Hotel Discount: By using a Platinum Card® to book prepaid Fine Hotels + Resorts ® or The Hotel Collection * orders through American Express Travel®, you can earn up to a 300 USD discount on your bill every six months. * The Hotel Collection requires a minimum stay of two nights. Starting from January 1, 2027, Fine Hotels + Resorts ® bookings will also require a minimum stay of two nights to be eligible for a 600 USD hotel discount.
• Possessing over 1,550 airport lounges – more than any other credit card company in the market* – you can enjoy benefits worth over $850 per year, including Centurion lounges, 10 Delta Sky Club visits on eligible Delta flights, Priority Pass membership (subject to registration), and access to other partner lounges as well. *As of August 2026.
• $200 Uber Cash + $120 Uber One Discount: By using a Platinum Card® and adding it to your Uber account, you can get a $15 Uber Cash discount per month when riding or ordering within the United States using the Amex card, with an additional $20 discount in December. Additionally, if you use the Platinum Card® to pay for the automatic renewal of the Uber One membership fee, you can get up to a $120 discount on your bill each calendar year. Terms and conditions apply.
• 300 USD Digital Entertainment Discount: When purchasing directly from one or more providers on eligible services such as Disney, Disney, ESPN streaming services, Hulu, The New York Times, Paramount, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV, you can earn up to a $25 monthly discount on your bill by using a Platinum Card®. Registration is required.
• $400 off Resy + Platinum Nights ™ by Resy: By using a Platinum Card®, you can get up to $100 off per quarter on eligible purchases made through Resy. This includes dining at over 10,000 eligible American Resy restaurants. Registration is required. As a Platinum Card® holder, you can also gain exclusive reservation rights on certain nights at popular Resy restaurants participating in the offer through Platinum Nights ™ by Resy. Simply add your Platinum Card® to your Resy profile to make reservations.
• $219 CLEAR + Discount: CLEAR + Identify yourself through facial recognition to help you reach the boarding gate faster at over 60 airports nationwide. Pay with a Platinum Card® CLEAR + After the membership fee, you can get up to $219 in bill discounts per calendar year. *Excludes applicable taxes and fees. Automatic renewal is required.
• 200 USD Air Fares Surcharge Discount: First, select an eligible airline. Then, when that airline charges additional fees such as baggage fees and in-flight meals to your Platinum Card® account, you can receive a maximum discount of 200 USD per calendar year on your bill. American Express relies on airlines to submit correct transaction information to identify these additional fee purchases. If you do not see a discount for eligible additional expenses on your card after 8 weeks, please call the phone number on the back of your card. The list of eligible airlines may change. For more details, please refer to the Terms and Conditions.
• No matter what occasion, you can choose from our two iconic luxury hotel brands through Amex Travel ™: Fine Hotels + Resorts ®, which encompasses over 1,900 luxury hotels, where the hotel itself is a destination in itself; The Hotel Collection includes more than 1,400 luxury hotels located in ideal destinations.
• 300 USD lululemon Discount: At lululemon physical stores in the United States (excluding outlet malls) and lululemon.com for purchases, using a Platinum Card® you can earn up to a $75 bill discount per quarter, with a maximum of $300 per calendar year. Registration is required.
• $155 Walmart + Discount: By paying with a Platinum Card®, in addition to the monthly Walmart membership fee (which requires automatic renewal), you can get a maximum of $12.95* deducted from your bill each month. *The maximum of $12.95, plus applicable taxes and fees, applies to one membership fee.
• Whenever you need us, we are here. Our membership service team is committed to ensuring that you receive the best care. From reissuing lost cards to resolving billing issues, we provide 24/7 service.
• Annual fee of $895.
• Applicable terms.
• View rates and fees

Balance transfer fee: Not applicable

Overseas transaction fee: None

Senior journalist Jason Stauffer answers questions every week in his/her column Points Pro about how to make the most of credit cards. You can submit your questions here.

Add Airbnb reservations and new rewards

Now, you can reserve over 1 million Airbnb properties through American Express Travel. This is great news for American Express cardholders, as you can take advantage of the higher points rewards that come with reservations made using Amex Travel ™.

American Express Platinum and Business Platinum cardholders who book prepaid Airbnb orders through the Amex Travel ™ platform can also earn 5 times the usual number of points.

Updated annual hotel bill deductions

Platinum and Business Platinum cards offer an annual hotel discount of up to $600, which has now been changed to a accommodation discount and is applicable to prepaid Airbnb Luxe bookings of at least two nights. You will still receive a bill discount of up to $300 every six months.

Although this is a nice additional benefit, to qualify for the accommodation deduction, a minimum stay of two nights also applies to reservations prepaid using a Platinum Card® through American Express Travel®.

* The Hotel Collection requires a minimum stay of two nights. Starting from January 1, 2027, Fine Hotels + Resorts ® reservations will also require a minimum stay of two nights to be eligible for a $600 hotel discount. Until then, you can still obtain this discount by booking a one-night stay with FHR.

Previously, only accommodations booked through The Hotel Collection required a minimum stay of two nights to be eligible for this discount, whereas Fine Hotels and Resorts did not have such a requirement. Now, both require a minimum stay of two nights, which limits the flexibility that was previously available in some cases.

Add Airbnb Experiences bill deduction

Consumers and business cardholders can now enjoy a maximum of $250 per year in Airbnb Experiences reservation bill deductions. You can take advantage of this discount by using your card to book prepaid Airbnb Luxe accommodations through AmexTravel.com or Amex Travel App ™.

This deduction is not directly applicable to room fees and accommodation and meal costs, but it can help you enjoy your trip better locally. Airbnb Experiences includes visits to cultural landmarks such as the Empire State Building, or participation in carefully designed food tours.

Only available for American Express Business Platinum cards: Shared Office Benefits

In other announcements from American Express, Business Platinum cardholders can now obtain the American Express ® ZO membership offered by Tishman Speyer for free. You can access over 20 ZO Clubhouse or Studio venues within the United States, including locations such as New York, Boston, Washington D.C., Chicago, San Francisco, and Los Angeles.

American Express Business Platinum Card is a high-end business card that comes with various bill deduction benefits for business services and travel, to help justify its high annual fee.

• Access to 1,550 airport lounges is available, including the Priority Pass (registration required) and the Amex Centurion lounge.
• Hotel and car rental elite benefits
• Earn flexible rewards, and transfer them to over 20 airline and hotel loyalty programs (some benefits require registration; benefits may be affected by automatic renewals).
• High annual fee
• Limited additional consumption categories
• Some bill deduction discounts are provided in small incremental amounts, or may only be applicable to consumption of a single brand.

Highlights

The highlights displayed here are provided by the card issuer and have not been reviewed by the CNBC Select editorial team.

• Up to 300,000 points are available. Check your discounts. After making eligible purchases of $20,000 within the first 3 months with your new card, you may be eligible to earn up to 300,000 Membership Rewards ® points. The welcome benefits may change, and you may no longer qualify for them. Learn more.
• American Express Global Lounge Collection ® offers lounge facilities at airports. As of January 2026, with our free benefits, you can access more than 1,550 airport lounges in 140 countries and regions. You have more options for airport lounges than any other credit card company on the market.
• After meeting the qualifying consumption threshold, you can learn how to unlock more than $4,000 in business and travel benefits each year with a Business Platinum Card. Terms of application apply.
• When booking with American Express Travel® using a Business Platinum card for prepaid Fine Hotels + Resorts ® or The Hotel Collection, you can earn up to a $300 bill discount every six months, with a maximum of $600 per calendar year. The Hotel Collection requires a minimum stay of two nights. Starting from January 1, 2027, bookings with Fine Hotels + Resorts ® will also require a minimum stay of two nights to be eligible for a $600 hotel discount.
• No preset spending limit: The spending limit for Business Platinum cards is flexible, unlike the fixed limits of traditional credit cards. The amount you can spend will be adjusted based on factors such as your purchases, payments, and credit history.
• Let your Business Platinum Card® play a bigger role for you. Hilton for Business Members can earn up to $200 in cash back per calendar year when making eligible purchases at Hilton hotels around the world. Gift cards are not eligible. Registration for this benefit is required.
• Travel like a professional: You can get a $200 deduction for miscellaneous aviation fees. By choosing an eligible airline, you can receive a maximum of $200 back per year for luggage fees and other additional charges.
• Using a Business Platinum Card, you can receive up to $219 in rebates per calendar year on top of the CLEAR membership fee (automatic renewal required).
• Maximize your travel time with Amex Travel ™'s Fine Hotels + Resorts.
• After registration, when shopping directly with Dell Technologies in the United States, Business Platinum cardholders can receive a bill discount of up to $150. In addition, after spending $5,000 in any given calendar year on the same card, they can earn an additional $1,000 in bill discounts.
• After registration, purchasing ChatGPT Business directly in the United States each calendar year is eligible for a maximum bill discount of $300. *Automatic renewal is required.
• After registration, for each calendar year, if you spend $600 or more directly with Adobe in the United States, you will be eligible for a $250 bill discount.
• When using a Business Platinum Card to make purchases at Indeed, you can earn up to a $90 bill discount per quarter. The maximum annual refund is $360. Registration is required.
• By using a Business Platinum Card to purchase wireless phone services directly from US wireless carriers, you can get up to $10 in bill discounts per month. A maximum of $120 can be refunded annually. Registration is required. Starting from February 17, 2027, this offer is only available at certain merchants. Please refer to the terms for details.
• Consuming at US building materials and hardware suppliers, electronics retailers, as well as software and cloud system providers and transportation suppliers earns double points¹; additionally, every eligible purchase of $5,000 or more also earns double points, with a maximum of $2 million in such purchases per card account per calendar year. If a single purchase qualifies for multiple additional point rewards, only the highest reward will apply.¹ Effective February 17, 2027, this is available only at certain merchants. For details, please refer to the terms and conditions.
• Purchase airline tickets and pre-pay for hotels on AmexTravel.com to earn 5 times the usual number of points.
• Addition: By using the Business Platinum Card®, you will receive for free the American Express ® ZO membership provided by Tishman Speyer. This membership allows access to high-end ZO Clubhouse and Lounge venues in certain American cities. In addition, you can get 4 free daily tickets per month at venues in Studio in the United States. Furthermore, for each calendar year, when booking event venues with the Business Platinum Card® and/or purchasing the Dining Club membership, you are eligible for a bill discount of up to $500.
• Other eligible purchases can earn 1 times the points.
• You can check whether your application is approved at the time of application, and it will not affect your personal or corporate credit score. However, if your application is approved and you choose to accept the card, your personal and corporate credit score may be affected.
• Applicable terms.
• View rates and fees

The specific value of this benefit depends on the frequency at which you use the shared office space or daily tickets. You will be able to enter ZO Clubhouse unlimited times and receive 4 guest daily tickets per week. For the Studio location, you can obtain 4 free daily tickets per month.

This collaboration also brings new opportunities for bill deductions. Business Platinum cardholders can receive up to $500 in bill deductions per calendar year for booking event spaces at ZO or Studio. This deduction also applies to purchases of Dining Club membership using the card.

If you are a remote worker who wants to work from home, or a small business owner looking for shared office space, these new benefits might be a great opportunity for you.

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To view the rates and fees for American Express Business Platinum Card®, please click here.

To view the rates and fees for American Express Platinum Card®, please click here.