The latest XRP Rich List update shows that in October 2026, the required amount of XRP to enter the top 10% of XRP wallets has slightly decreased, while the threshold for the largest 0.01% of wallets has increased.

Data shows that a XRP wallet needs to hold approximately 2,088 XRP to make it into the top 10%. To enter the top 5%, one needs 7,311 XRP, and to enter the top 1%, about 43,926 XRP are required.

October 2026 XRP Rich List Ranking

According to this update, only about 822 wallets hold at least 3.83 million XRP, thus placing them among the top 0.01% of wallets.

XRP The threshold for the top 10% has been lowered

Compared to the last update, the required quantities to enter the rankings of multiple major XRP wallets have decreased. The threshold for the top 10% has dropped from about 2,110 XRP to 2,088; the threshold for the top 5% has dropped from about 7,400 to 7,311.

The threshold for the top 1% also decreased from approximately 44,237 XRP to 43,926, while the threshold for the top 0.5% dropped from about 80,000 to 79,597.

The threshold for the top 0.1% remains relatively stable, at approximately 275,000 XRP.

The threshold for the top 0.01% XRP wallets has increased.

The changes at the very top of the XRP Rich List are the most significant.

The required quantity of XRP to rank among the top 0.01% has increased from about 3.65 million to 3.83 million.

This indicates that the largest XRP wallet addresses have increased their holdings compared to the last update. However, it is not possible to determine whether these addresses belong to individual investors, exchanges, custodian institutions, organizations, or other entities based solely on wallet data.

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