web3: CryptEscrow collaborates with First American to advance encrypted home purchase settlements
GlobeNewswire
08-05 00:38
Ai Focus
CryptEscrow collaborates with First American Title to promote the use of crypto assets in U.S. real estate transaction settlements.
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公司披露称,房地产加密结算服务商 CryptEscrow 已与 First American Title 达成合作,后者将支持通过合规的“加密转美元”流程完成房地产交割。这项合作面向住宅和商业地产买家,目标是在不改变传统交割流程的前提下,让持有数字资产的买家完成购房付款。

已完成首笔交易

双方称,First American 近期已与 CryptEscrow 完成首笔加密房地产交易,交易金额为 420 万美元,对应一套住宅房产。按照披露说法,买家的数字资产先通过 CryptEscrow 转换为美元,再进入现有的产权、托管和交割流程,整体对传统结算环节影响较小。

First American Title 是纽约证交所上市公司 First American Financial Corporation 旗下产权保险与结算业务,也是美国大型房地产交易服务机构之一。此次合作意味着,其合作网络中的产权代理机构可接入加密资产结算能力,用于处理此前较少覆盖的付款来源。

重点是合规结算

文章披露的核心不是直接用加密货币完成房款交收,而是建立一条可审计、可落地的法币结算路径。对房地产交易而言,卖方、经纪人和产权代理通常仍以美元交割为标准,因此加密资产买家需要先完成资产转换,再进入既有流程。

CryptEscrow 表示,过去这类操作往往要经过多方中介,流程较长。此次合作试图把转换、合规审查和资金结算整合到现有产权与托管体系中,降低代理机构处理相关交易时的复杂度。

瞄准持币购房需求

公司在新闻稿中援引市场数据称,美国约有 6700 万人持有加密资产,部分年轻购房者已通过出售加密货币筹集首付款。稿件还称,依靠数字资产财富支持的购房交易同比增长 35%。

这些数据主要用于说明房地产行业正在出现新的支付需求。对产权代理和结算服务商而言,若能在合规前提下处理这类资金来源,意味着可覆盖更多买家类型,也可能扩大高净值数字资产持有者参与房产交易的空间。

代理机构可获得折扣

双方还披露,First American 体系内符合条件的代理机构可获得 CryptEscrow 的优惠定价。这部分安排更偏向渠道拓展,显示合作不仅是单笔交易测试,也在尝试推动更广泛的代理网络采用。

从行业角度看,这类合作反映出加密资产正更多进入传统高价值交易场景。不过目前披露内容主要来自公司公告,重点仍是结算服务接入与首笔案例落地,尚未披露更大范围的交易规模或后续业务数据。

补充信息:CryptEscrow 在稿件中称,公司由房地产律师 John Ioannou 创立,并表示其已在美国财政部及佛罗里达州金融监管办公室完成相关许可登记。

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