According to CoinMeta, as reported by Cointelegraph, Coinbase, the EU policy officer in charge of Roeland, stated that the EU's tightening of regulations on decentralized finance (DeFi) may lead to restrictions or even closures of regulated crypto platforms, forcing users to turn to platforms with less investor protection. He pointed out that if suitability tests are extended to services other than lending, stablecoins and leveraged lending could be treated in the same manner. Roeland, van, der, and Stappen indicated that lending, liquidity provision, and on-chain exchanges are the most likely to be affected, with some services possibly having their access completely revoked. He believes that restricting access through regulated platforms could also disperse DeFi liquidity, resulting in worse trading prices for EU users and prompting them to switch to service providers outside the EU with less protective measures.