According to CoinMeta, Polygon Labs CEO Marc Boiron stated that stablecoins will drive growth in spending. As the efficiency of funds improves, banks will earn less profit due to the inefficiency of traditional payment systems, and businesses and consumers will have more funds available for consumption. He pointed out that the impact of idle funds in prepaid accounts, settlement delays, bank cut-off times, and unused balances on economic growth is far greater than most people imagine. Stablecoins allow the same amount of funds to support more purchases, inventory, salaries, and cross-border trade. Marc Boiron believes that the winner of the next round of payment competition will be those participants who can enable businesses to make payments in milliseconds.