According to CoinMeta, rating agencies Fitch state that the recent stock market fluctuations in South Korea have had a limited impact on credit risk and are not expected to trigger broader financial instability. Although securities companies are under significant pressure, their strong profitability and healthy retained earnings should provide them with a buffer. Banks and insurance companies, due to their limited direct exposure to the stock market and having implemented prudent safeguard measures, seem generally able to withstand the risks. Fitch also points out that South Korea's economic growth continues to support financial stability. Recently, the South Korean central bank raised interest rates to 2.75%, and exports and investment remain strong, especially in the semiconductor sector.