According to CoinMeta, and as reported by Bloomberg, private lending has quietly become an important driving force in the insurance industry, transforming the industry itself and raising a series of issues regarding risk and regulation. The authors of the new paper, Andrew Granato (Andrew Granato) and Pranjal Dharal (Pranjal Drall), explained to Tracy Arloway (Tracy Alloway) and Joe Wiesen塔尔 (Joe Weisenthal) how both parties benefit from this collaboration, as well as the risks that taxpayers may ultimately have to bear.