According to CoinMeta, the comparison of the institutional lending and unified account manual borrowing functions supported by Bitget is as follows: In terms of participation requirements, all users (including VIP and Pro) can participate in the unified account, while institutional lending supports the unified account but does not support third-party fund custody accounts. Regarding borrowing rules, the fixed interest rate is 2.8%, and the interest calculation method is hourly for demand deposits. The borrowing limits are in the tens of millions, and over 400 different cryptocurrencies are supported as borrowing currencies. Repayment rules allow for repayment at any time, with interest calculated based on the actual usage time, and early repayment is also supported. In terms of risk control, the trigger threshold for forced liquidation in institutional lending is 90% of LTV.